WEBVTT

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SUBJECT: On the
path to retirement,

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it's important to find the
right balance, a balance

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of protection and
growth opportunities

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to help keep your
retirement plans on track.

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Particularly for these years
leading up to retirement,

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a market decline could
do a lot of damage

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when you have less time
to recover from losses.

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Building a portfolio that
gives you the opportunity

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to grow your savings with
a level of protection

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during market downturns
can be a challenge,

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but it's possible with Lincoln
Level Advantage indexed

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variable annuity.

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You choose where to
invest your money

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from a range of indexed
accounts and investment options.

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You set the level of
protection that's right for you

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with no explicit
charges for investments

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in the indexed accounts.

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With the indexed accounts,
you have the potential

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for growth linked
to a market index

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and the level of
protection to help guard

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against market losses.

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Let's look at a quick
example of one of the indexed

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accounts available with
Lincoln Level Advantage.

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Paul invested $100,000 into
a six year indexed account

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with a 20% level of protection.

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During the first term,
the index dropped

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22%, which would have
left him with an ending

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value of $78,000.

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Since Paul selected the
20% level of protection

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with Lincoln Level
Advantage, his account

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only experienced a
2% loss, leaving him

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with $98,000 at the
end of term one.

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Paul decides to reinvest
into another six year indexed

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account with the same
20% level of protection

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and a 100% performance cap.

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During the second
term, the index

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goes up 102%, which would
have brought the total index

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value to $157,560.

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Since Paul was protected
from 20% of market loss

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during the first term, his
starting balance was $98,000.

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And with the 100% cap,
his ending account value

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after term two was $196,000.

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In this example, Paul
ended up with $38,440

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more than the
indexed value thanks

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to Lincoln Level Advantage.

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Paul can continue to reinvest
into different indexed accounts

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and adjust his
strategy if needed.

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Knowing you have a plan that
includes a level of protection

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from market losses and
the opportunity for growth

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can help you feel more confident
about your retirement savings

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plan.

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More than 17 million customers
trust Lincoln Financial

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to help safeguard
their financial future.

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Ask your financial professional
if Lincoln Level Advantage

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is right for you.

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