SUBJECT: On the path to retirement,
it's important to find the right balance, a balance
of protection and growth opportunities
to help keep your retirement plans on track.
Particularly for these years leading up to retirement,
a market decline could do a lot of damage
when you have less time to recover from losses.
Building a portfolio that gives you the opportunity
to grow your savings with a level of protection
during market downturns can be a challenge,
but it's possible with Lincoln Level Advantage indexed
variable annuity.
You choose where to invest your money
from a range of indexed accounts and investment options.
You set the level of protection that's right for you
with no explicit charges for investments
in the indexed accounts.
With the indexed accounts, you have the potential
for growth linked to a market index
and the level of protection to help guard
against market losses.
Let's look at a quick example of one of the indexed
accounts available with Lincoln Level Advantage.
Paul invested $100,000 into a six year indexed account
with a 20% level of protection.
During the first term, the index dropped
22%, which would have left him with an ending
value of $78,000.
Since Paul selected the 20% level of protection
with Lincoln Level Advantage, his account
only experienced a 2% loss, leaving him
with $98,000 at the end of term one.
Paul decides to reinvest into another six year indexed
account with the same 20% level of protection
and a 100% performance cap.
During the second term, the index
goes up 102%, which would have brought the total index
value to $157,560.
Since Paul was protected from 20% of market loss
during the first term, his starting balance was $98,000.
And with the 100% cap, his ending account value
after term two was $196,000.
In this example, Paul ended up with $38,440
more than the indexed value thanks
to Lincoln Level Advantage.
Paul can continue to reinvest into different indexed accounts
and adjust his strategy if needed.
Knowing you have a plan that includes a level of protection
from market losses and the opportunity for growth
can help you feel more confident about your retirement savings
plan.
More than 17 million customers trust Lincoln Financial
to help safeguard their financial future.
Ask your financial professional if Lincoln Level Advantage
is right for you.