Five steps to organizing personal finances What you'll need - labels, file box, folders, pen Download our account and contact list at principal.com/mylegacy One, gather documents.

Include bank statements, retirement funds, insurance, loans, and credit cards.

Two, write it down.

Add accounts, contact information, and Special instructions.

Three, designate folders.

Consider: finances, legacy, investments, Insurance, and personal records.

Four, start stuffing.

Organize documents into corresponding folders.

Five, store and inform.

Stow away somewhere secure and tell two loved ones.